technology

Emerging fintech disruption in India

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Data consumption has been up four-fold in as many years and India is digitising at an exponential pace. By and large, the country has leapfrogged the PC straight to the smartphone, where content is being absorbed.

Second, the government rolled out a unique infrastructure five years ago that introduced a Unified Payments Interface (UPI) across India, allowing digital transactions across all banks and consumers. Post demonetisation, consumer payment behaviour has undergone a vast change: i.e, more comfort with online payments for daily expenses. Covid-19 has accelerated this

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Who’s Competing for IndiaMart’s Business ?

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With Jio in news on a daily basis, everybody wants to be in the Big Kirana Store revolution either Online, or Omni Channel or the Online Delivery partner where margins are wafer thin and except Top 3 none have the deep pockets to sustain. B2B has been a real big business as is visible by the success of Alibaba which started in China, the Factory for the Globe. With COVID-19 some manufacturing is moving away from China and lets examine the B2B space in India.

IndiaMart a leading online B2B marketplace for business products and services has ~60% market share of the online B2B classifieds space in India (Source: KPMG). It provides a two-way discovery platform for business buyers to discover products and services FREE of Cost, and contact the sellers of such business products and services. The platform generates revenue from Subscriptions, Listings, Lead generation and other related services provided to Suppliers / Sellers. Since the concept of B2B has been profitable as witnessed here and the world’s largest platform Alibaba, entrepreneurs decided to focus on

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Indian EdTech Gets Hot – Vedantu Second Most Valued Firm

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Vedantu has now become the second most valued ed-tech start-up in India following its USD 100mn fund raise at a valuation of USD 600mn during a Series D round led by Coatue Management, Tiger Global, GGV Capital, Omidyar and Westbridge Capital. Interestingly, the company’s valuation seems to have more than doubled in just three months, as it had earlier raised USD 7mn from KB Global at a valuation of USD 280mn in Apr 2020.

We believe the latest fund raise comes under the backdrop of the fast growing adoption of the online medium for learning purposes in the country that was visible even prior to the onset of the Covid-19 pandemic. The pandemic has further intensified the online shift, with all

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Can You Trust the National Stock Exchange of India ?

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SEBI had received complaints that National Stock Exchange (NSE) co-location facility had provided unfair access to select trading members. The co-location issue relates to brokers placing their servers at the exchange’s premises during 2011-14 [No doubt it happened during the Corrupt Congress Regime], which reduces the time for an order and provides a speed advantage to these over those located away from the premises. Faster access to data feed of an exchange, even by a split second, can result in huge gains.

SEBI in its investigations found that (i) NSE’s architecture with respect to dissemination of data was prone to manipulation and market abuse; (ii) preferential access was given

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NaMo’s “Digital India” Dream – Implementation is Crucial

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Under the able leadership of the PM of India Shri Narendra Modi, government has recently launched a Digital India program to co-ordinate between the building of digital infrastructure and broadening technology reach. However, we think implementation is crucial along with addressing key bottlenecks including spectrum availability, limited fibre connectivity, right of way regulations, and high taxation / government charges.

National Optical Fiber Network Connectivity
The National Optical Fibre Network (NOFN) scheme was launched in 2011-2012 with a view to connecting over 250,000 Gram Panchayats (village authorities) in

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What is Deendayal Upadhyaya Gram Jyoti Yojana – Electricity / Power for All

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Breaking NewsThe Honorable Government of India under the most efficient leadership of Shri Narendra Modi as Prime Minister & Piyush Goel as Power Minister have announced the Deendayal Upadhyaya Gram Jyoti Yojana which will ensure Electricity & Power for all Citizens Across the Length & Breadth of country, mainly villages.

The scheme aims to separate agriculture and non-agriculture feeders to improve power supply to agricultural and
non-agricultural consumers in rural areas. It should strengthen power distribution infrastructure in rural areas and help the government reach its goal of being able to provide power 24/7 across the country. This scheme’s objective is to strengthen T&D infrastructure in the urban

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